The Compliance Masterclass goes live with CIB Ghana.
Two days. Eight sessions. Twelve CPD hours awarded by the Chartered Institute of Bankers, Ghana. The first delivery of the Ghana AML/CFT Compliance Masterclass — open to CIB member institutions and their compliance teams.
GHS 2,000 per participant · Launch pricing for CIB Ghana members
Compliance teams who will be examined against the 2025 Guideline.
The CIB launch cohort is built for AMLROs, Deputy AMLROs, Heads of Compliance, Compliance Officers, Risk Managers and senior banking staff working inside CIB Ghana member institutions. The programme assumes professional fluency — it is structured, examination-aware, and pitched at practitioners who already carry the obligation.
The curriculum is calibrated against the three new September 2025 Guideline obligations now in force — fraud management under §2.3.4(7), KYE lifestyle audit reporting under §2.10, and the mandatory standalone Whistleblower Policy under §2.12 — together with the AMLRO personal liability exposure under Act 1044 S.48 and the GIABA 3rd Round mutual evaluation timeline.
Day 1 — Legal Architecture, GIABA, Red Flags, Case Analysis
Act 1044: What Supervisors Expect
Ghana's AML primary legislation through the supervisor's lens. Act 1044 obligations on the institution, the AMLRO, and directors and officers — including S.38 (24-hour STR clock) and S.48 (personal liability).
Regulatory Architecture & GIABA
Ghana's full regulatory stack — Act 1044, L.I. 1987, BoG/FIC Guideline 2025, National AML/CFT/CPF Policy 2025–2029 — and how it locks into FATF and GIABA methodology. The Immediate Outcomes GIABA uses to evaluate Ghana.
Ghana Red Flags: Recognition Patterns
Sector-by-sector ML/TF indicators specific to Ghana's economy — galamsey proceeds, Sakawa fraud, mobile money layering through agent networks, trade-based ML, procurement corruption, PEP-linked patterns.
Case Analysis Workshop: Spot the Gaps
A facilitated workshop. Participants work realistic Ghana case scenarios, identify the compliance gaps an examiner would find, and present their reasoning under AMLRO critique.
Day 2 — STR Writing, STR Critique, AMLRO Challenges, GIABA Readiness
STR Writing Essentials
Writing STRs that the FIC can act on. The 5W+H narrative framework, quantification standards, goAML field completion, common filing errors, and the 24-hour clock from Act 1044 S.38(1).
STR Critique Workshop
Supervised STR-writing exercise on realistic Ghana-based typology scenarios. Small-group format with line-by-line AMLRO critique on every narrative.
AMLRO Challenges & Board Dynamics
The AMLRO's lived reality — independence under commercial pressure, protecting the STR filing function, the BoG relationship, and the Board-level conversations that determine your professional exposure under S.48.
GIABA Readiness Diagnostic
An institution-level readiness check against the Immediate Outcomes GIABA will use to evaluate Ghana in the 3rd Round — IO.1, IO.4, IO.6/IO.7, and IO.8–IO.11. What participants can fix before November 2026.
The launch cohort takes home the full Masterclass package.
Participant Workbook
Frameworks, reference tables, legal citations, self-assessment exercises — usable as a working reference long after the session ends.
Quick Reference Handbook
Compact statutory reference: Act 1044, L.I. 1987, Guideline 2025 thresholds, and GIABA Immediate Outcomes definitions.
CIB CPD Certificate
12 CPD hours awarded by the Chartered Institute of Bankers Ghana on programme completion.
Register your seat — 14–15 May 2026.
CIB member institutions: contact us to register your team. Group registrations from a single institution are welcome.
Register for CIB Launch